What is PayPal?
PayPal, a person-to-person payment service of X.com, makes sending money as easy as sending email. Today, users can instantly and securely send money to any email user in the U.S. You may also use PayPal on your web-enabled cell phones. In the future, we will offer PayPal on web-enabled pagers and other handheld devices.

How does PayPal work?
Once you sign up for PayPal, you can send money to anyone with an email address and we will deduct the money from your PayPal balance or charge your credit card. Recipients are notified by email that they have received a payment.

Why should I use PayPal?
PayPal is far less time-consuming than making a trip to the ATM or writing and mailing paper checks. And unlike checks, which can take days to clear, PayPal transactions clear instantly.